Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans as of October, 2021

10-Year Effective Rate for SBA 504 Loans

2.687%

10-Year

(STANDARD 504 PROJECT)

2.739%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.75%

20-Year Effective Rate for SBA 504 Loans

3.021%

20-Year

(STANDARD 504 PROJECT)

3.063%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.45%

25-Year Effective Rate for SBA 504 Loans

3.157%

25-Year

(STANDARD 504 PROJECT)

3.198%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.39%

The rates are for SBA 504 loans authorized and funded in fiscal year 2022.