Current Rates
Interested in Interest? Of course you are.
Current Interest Rates for SBA 504 Loans as of April, 2021

10-Year Effective Rate for SBA 504 Loans
2.700%
10-Year
(STANDARD 504 PROJECT)
2.735%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.75%

20-Year Effective Rate for SBA 504 Loans
3.021%
20-Year
(STANDARD 504 PROJECT)
3.064%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.45%

25-Year Effective Rate for SBA 504 Loans
3.077%
25-Year
(STANDARD 504 PROJECT)
3.118%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.39%
The rates are for SBA 504 loans authorized and funded in fiscal year 2021.