Current Rates
Interested in Interest? Of course you are.
Current Interest Rates for SBA 504 Loans
10-Year Effective Rate for SBA 504 Loans
3.933%
10-Year
(STANDARD 504 PROJECT)
3.603%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.61%
20-Year Effective Rate for SBA 504 Loans
3.742%
20-Year
(STANDARD 504 PROJECT)
3.775%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.34%
25-Year Effective Rate for SBA 504 Loans
3.800%
25-Year
(STANDARD 504 PROJECT)
3.831%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.29%
As a reminder, for new SBA 504 approvals the fees have changed for FY2019 (starting Oct. 1, 2018) which include SBA reducing its “servicing fee” from 0.642% to 0.368% (0.395% for the 504 Debt Refi Loans). This “servicing fee” is figured into the overall effective interest rate to the borrower.
*FOR LOANS APPROVED AFTER OCTOBER 1, 2018 (SBA FEE REDUCTION)