Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans as of November, 2021

10-Year Effective Rate for SBA 504 Loans

3.109%

10-Year

(STANDARD 504 PROJECT)

3.161%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.75%

20-Year Effective Rate for SBA 504 Loans

3.032%

20-Year

(STANDARD 504 PROJECT)

3.075%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.50%

25-Year Effective Rate for SBA 504 Loans

3.168%

25-Year

(STANDARD 504 PROJECT)

3.210%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.43%

The rates are for SBA 504 loans authorized and funded in fiscal year 2022.