Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans as of January, 2021

10-Year Effective Rate for SBA 504 Loans

2.450%

10-Year

(STANDARD 504 PROJECT)

2.480%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.75%

20-Year Effective Rate for SBA 504 Loans

2.658%

20-Year

(STANDARD 504 PROJECT)

2.702%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.46%

25-Year Effective Rate for SBA 504 Loans

2.696%

25-Year

(STANDARD 504 PROJECT)

2.737%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.40%

The rates are for SBA 504 loans authorized and funded in fiscal year 2021.