Current Rates
Interested in Interest? Of course you are.
Current Interest Rates for SBA 504 Loans as of February, 2021
10-Year Effective Rate for SBA 504 Loans
2.450%
10-Year
(STANDARD 504 PROJECT)
2.489%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.75%
20-Year Effective Rate for SBA 504 Loans
2.720%
20-Year
(STANDARD 504 PROJECT)
2.764%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.46%
25-Year Effective Rate for SBA 504 Loans
2.757%
25-Year
(STANDARD 504 PROJECT)
2.799%
(504 REFINANCE PROJECT)
Fixed-rate Includes program fees of 1.40%
The rates are for SBA 504 loans authorized and funded in fiscal year 2021.