Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans

10-Year Effective Rate for SBA 504 Loans

3.804%

10-Year

(STANDARD 504 PROJECT)

3.603%*

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.53%

20-Year Effective Rate for SBA 504 Loans

3.644%

20-Year

(STANDARD 504 PROJECT)

3.646%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.28%

25-Year Effective Rate for SBA 504 Loans

3.714%

25-Year

(STANDARD 504 PROJECT)

3.716%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.23%

The posted effective rates indicated by a red asterisk sign are for SBA 504 loans approved after October 1, 2020 taking into consideration the new REDUCED Borrower Fee. The other rates without the red asterisks, simply mean these rates are being reflected at last fiscal year’s slightly higher Borrower Fee. As new FY 2020 loans fund in these other categories, these new reduced interest rates will start to be quoted in future months.