Current Rates

Interested in Interest? Of course you are.

Current Interest Rates for SBA 504 Loans

10-Year Effective Rate for SBA 504 Loans

3.563%

10-Year

(STANDARD 504 PROJECT)

3.603%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.61%

20-Year Effective Rate for SBA 504 Loans

3.359%

20-Year

(STANDARD 504 PROJECT)

3.392%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.34%

25-Year Effective Rate for SBA 504 Loans

3.458%

25-Year

(STANDARD 504 PROJECT)

3.490%

(504 REFINANCE PROJECT)

Fixed-rate Includes program fees of 1.29%

As a reminder, for new SBA 504 approvals the fees have changed for FY2019 (starting Oct. 1, 2018) which include SBA reducing its “servicing fee” from 0.642% to 0.368% (0.395% for the 504 Debt Refi Loans). This “servicing fee” is figured into the overall effective interest rate to the borrower.  

*FOR LOANS APPROVED AFTER OCTOBER 1, 2018 (SBA FEE REDUCTION)