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*For Loans Approved After October 1, 2018 (SBA Fee Reduction)

January Current Rate

4.881%

On 25-Year Fixed-Rate Loans     
Includes Program Fees


4.758%

On 20-Year Fixed-Rate Loans     
Includes Program Fees


5.064%

On 10-Year Fixed-Rate Loans     
Includes Program Fees

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SBA 504 Refinance Rates

4.913%

25-Year Fixed Rate

 

4.791%

20-Year Fixed Rate

 

5.649%

10-Year Fixed Rate